Families who qualify for the Habitat program are hardworking families who want to improve their lives and the life of their families. They work side by side with volunteers and Habitat supporters to build decent homes for themselves and their neighbors, in hopes of creating thriving and stable communities. Habitat is committed to empowering each Habitat homebuyer through an emphasis on sweat equity, a strong homeownership readiness curriculum, then by selling the family the home with a zero percent interest mortgage.